Retirement Planning

Retirement Planning Attorneys in Philadelphia and Surrounding Counties

Retirement planning is more than building a funding the right investment—it’s about preserving your financial freedom, protecting your loved ones, and ensuring peace of mind for the years ahead. At Mittman Law, we help individuals and families across Montgomery County, Bucks County, Philadelphia, Chester, Lehigh, Northampton, and Delaware Counties design legal strategies that support long-term financial health.

Whether you’re just starting to think about retirement or approaching that milestone, our firm provides trusted guidance to make your vision secure and sustainable.

Our Retirement Planning Services

We go beyond investment portfolios to help clients prepare legally and financially for retirement. Our services cover a wide range of planning areas tailored to each stage of life.

IRA & 401(k) Beneficiary Planning

Choosing the right beneficiaries for retirement accounts is more complex than it may seem. We help clients:

Avoid unintended tax consequences and probate delays

Coordinate IRA and 401(k) beneficiary designations with your estate plan

Ensure inherited retirement assets are protected from creditors

Set up trusts for minor or special needs beneficiaries

Roth Conversions and Tax Strategy

When and how you withdraw from retirement accounts can have a big impact on your financial stability. We provide:

Guidance on Roth conversions to minimize future tax burdens

Withdrawal planning to preserve income while managing taxes

Coordination with estate and Medicaid planning for long-term impact

Long-Term Care and Medicaid Integration

Retirement planning isn’t just about income—it’s about anticipating costs. We integrate legal strategies that prepare you for long-term care, including:

Preserving retirement accounts during Medicaid planning

Timing withdrawals to avoid spend-down risks

Using annuities and trusts to protect retirement assets

Legacy and Wealth Transfer Planning

For many retirees, leaving a legacy is just as important as securing income. We help clients:

Structure retirement distributions to maximize what you leave behind

Use charitable giving strategies for philanthropic goals

Set up retirement-focused trusts to protect multi-generational wealth

Benefits of Strategic Retirement Planning

A well-designed retirement plan backed by sound legal structure gives you more than money—it gives you control. The right approach allows you to:

Preserve wealth during retirement and reduce taxes

Avoid probate complications with properly titled retirement assets

Protect retirement savings from long-term care costs

Ensure loved ones receive benefits smoothly and efficiently

We’d Like To Help You Protect Your Legacy

For more than a century, we have worked with individuals and families to translate their success into a meaningful and lasting legacy. Let us help you plan and probate your estate. Contact Us Today (215) 822-9750 for a FREE consultation.

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Why Choose Mittman Law?

At Mittman Law, we don’t just prepare documents—we build long-range strategies that adapt to your life and goals. Families throughout Southeastern Pennsylvania count on us for:

Holistic, Personalized Plans

Deep Experience:

Clear, Actionable Guidance:

Coordination Across Areas:

Local Support You Can Trust: