Category: Insurance

Benefits of Long term Care Insurance

Long term care Insurance is a product sold by insurance companies that helps to provide for the costs of long-term care. This is a type of insurance that is intended to cover costs that are generally not covered by health insurance of Medicare. Long term care insurance is not necessarily

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What Types of Life Insurance are there?

Life insurance is a contract that exists between a policyholder and the insurer. The policy holder pays premiums to the insurer. In return, the insurer agrees to pay money to a beneficiary upon the death of the insured person. Often, the policy holder and the insured person are the same

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What is an annuity?

An annuity is a contract in the form of an insurance product, in which the seller makes future payments to a buyer in exchange for a single lump sum payment (single-payment annuity) before the annuity begins. The payments continue until the death of the annuity purchaser. There are two possible

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