Category: Elder Care Law

Elder law is a broad legal field that addresses issues affecting seniors and encompasses the intricacies of Medicaid, which is crucial for those needing long-term care. Understanding and planning for Medicaid assistance are essential for receiving this care without depleting assets. An elder law attorney who specializes in guardianships is instrumental in guiding seniors and their families through Medicaid planning and asset preservation. Their expertise is sought by individuals or families facing situations where an adult can no longer manage their affairs due to incapacity, providing a crucial resource that enables seniors to secure qualified benefits while safeguarding their financial interests.

Private-pay nursing home care costs between $9,500 and $12,000 per month in Montgomery, Bucks, and Philadelphia Counties. Some nursing facilities provide more intensive care, such as those with ventilators, and can cost over $22,000 per month. Without proper planning these expenses can quickly erase a lifetime of savings. At the

Veterans Benefits are available to those individuals who entered and served in the United States Armed Services, as well as to their Dependents and Survivors. These benefits are made available through the United States Department of Veterans Affairs (VA).

In the U.S., you qualify for Medicare and its benefits at 65, or earlier due to disability, and are automatically enrolled in Part A. Before we go any further, we should describe and define its various parts. Part A: Hospital insurance covering inpatient care, skilled nursing, and at home care.

Medicaid is the primary funding source for nursing home care. Medicare and health insurance do not cover this cost on a long term basis. Long term care insurance can but it is very expensive to purchase, many individuals do not qualify and number of insurance companies providing this coverage has dwindled in the past few years. Individuals who did in fact purchase such coverage have been dealing with increasing premiums just to keep their coverage. Finally, many individuals even outlive this coverage. The problem is that for many nursing home residents and their spouses the price of admission to receive Medical Assistance under Medicaid is impoverishment.