Long-Term Care Planning

Long-Term Care Planning in Philadelphia & Surrounding Counties

Planning for long-term care helps ensure financial security and access to quality healthcare. Whether preparing for future needs or managing an immediate crisis, we assist clients in Bucks, Montgomery, Philadelphia, Chester, Lehigh, Northampton, and Delaware Counties with personalized life care planning services.

Our Long-Term Care Planning Services

Financial Planning

Long-Term Care Insurance

Long-term care insurance is designed to cover services not typically paid for by health
insurance or Medicare, including:

Home Care
Assisted Living
Respite Care
Hospice Care
Nursing Home Facilities

These policies help individuals who need assistance with daily activities, such as bathing or
eating, regardless of age. They also help protect savings from high healthcare costs while
maintaining financial stability. We offer two main types of long-term care insurance policies:

Tax Qualified Policies: These policies require a doctor’s certification that an individual
will need care for at least 90 days and cannot perform certain daily activities without
assistance. The benefits from these policies are non-taxable, and the premiums may
be eligible for income tax deductions.
Non-Tax-Qualified (Traditional) Policies: These policies may cover care based on
medical necessity as determined by a physician. However, the benefits received under
these plans could be considered taxable income

Long-Term Care Planning with Medicaid

Medicaid helps cover long-term care expenses, but eligibility requirements can be complex. Without proper planning, individuals may risk depleting their life savings to qualify. Our services help protect assets and ensure compliance with Medicaid rules, including:

Strategic asset protection to preserve wealth while qualifying for Medicaid
Guidance on the five-year lookback rule to address potential financial concerns
Spend-down management to meet Medicaid eligibility requirements
Assistance with Medicaid applications, appeals, and hearings to navigate the approval process

Estate Planning Documentation

Legal documents play a crucial role in long-term care planning by ensuring that financial,
healthcare, and end-of-life decisions are legally protected and carried out. Our firm
prepares:

Powers of Attorney (POA) for financial and healthcare decisions
Wills to protect assets and ensure a smooth transition of an estate
Advanced directives to communicate healthcare preferences
Trusts for asset protection and Medicaid eligibility

Legal Representation & Client Advocacy

Securing long-term care can present legal challenges that require skilled advocacy.
Our legal representation ensures clients receive the care they need while protecting
their financial and personal interests. Our legal representation services include:

Advocating for clients in nursing homes, assisted living facilities, or home care settings, including handling contract disputes, cases of neglect or abuse, and improper discharges or transfers
Resolving disputes with care providers over contracts, billing issues, or denial of services
Representing clients in guardianship and conservatorship proceedings to establish legal authority for care decisions
Assisting with insurance claims and appeals when long-term care benefits are denied or delayed

Benefits of Life Care Planning

Life care planning provides peace of mind, financial security, and access to quality
healthcare, helping to:

Reduce financial strain by preparing for long-term care costs in advance
Preserve assets through strategic Medicaid and insurance planning
Secure high-quality care at home, in assisted living, or in nursing homes
Ease the burden on family members with a structured life care plan With over 40 years of expertise, Jeremy Mittman and his team understand the financial and legal aspects of life care planning. Extensive Experience Personalized Strategies Efficient & Compassionate Service Personalized Strategies Transparent Pricing Deep Roots in the Community Extensive Experience Personalized Strategies Efficient & Compassionate Service Personalized Strategies Transparent Pricing Deep Roots in the Community

We’d Like To Help You Protect Your Legacy

For more than a century, we have worked with individuals and families to translate their success into a meaningful and lasting legacy. Let us help you plan and probate your estate. Contact Us Today (215) 822-9750 for a FREE consultation.

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Why Choose Mittman Law?

We guide individuals and families in the Philadelphia area through the complexities of long-term care planning with compassion and local expertise.

Here’s why clients trust us:

Extensive Experience

Personalized Strategies

Efficient & Compassionate Service

Personalized Strategies

Transparent Pricing

Deep Roots in the Community

Extensive Experience

Personalized Strategies

Efficient & Compassionate Service

Personalized Strategies

Transparent Pricing

Deep Roots in the Community

Plan for Your Future with a Trusted Legal Partner

Long-term care planning requires careful financial and legal preparation. Whether planning ahead or facing an immediate need, let our local firm bring peace of mind to your family. Call 215-822-9750 or contact us to schedule a review of your assets and receive trusted legal guidance.

Long-Term Care Planning