Medicaid Planning

Medicaid Planning Attorneys for Philadelphia and Surrounding Counties

Paying for long-term care is one of the biggest financial challenges facing Pennsylvania families. Medicaid, also known as Medical Assistance in Pennsylvania, can help cover these high costs—but qualifying for benefits requires careful planning. At Mittman Law, we our services to communities across Bucks County, Montgomery County, Philadelphia, Chester, Lehigh, Northampton, and Delaware Counties navigate Medicaid rules, protect assets, and secure the care they need without losing everything they’ve worked for. 

Our Medicaid Planning Services

We provide proactive and crisis Medicaid planning services to help clients protect their financial security while qualifying for essential care. 

Medicaid Eligibility Analysis

Medicaid has strict income and asset limits. We conduct a thorough analysis to determine your eligibility and develop a clear, customized path forward. Our team: 

  • Reviews your financial profile and long-term care needs 
  • Identifies areas of risk that could disqualify you from benefits 
  • Recommends legal strategies to help you qualify without depleting your life savings 

Asset Protection Strategies

Many families mistakenly believe they must spend down or give away everything to qualify for Medicaid. We offer legal solutions to protect what you’ve built, including: 

  • Converting countable assets into exempt ones 
  • Utilizing Medicaid-compliant annuities and promissory notes 
  • Establishing Medicaid Asset Protection Trusts (MAPTs) 
  • Structuring gifts and transfers to minimize penalties 

Five-Year Lookback Guidance

Pennsylvania enforces a five-year “lookback” period for asset transfers. Improper planning can result in benefit penalties and costly delays. We help clients: 

  • Understand how the lookback rule affects their eligibility 
  • Evaluate past financial activity and correct issues proactively 
  • Time asset transfers appropriately to reduce or avoid penalties 

Crisis Medicaid Planning

If a loved one is already in a nursing home or will need care soon, we provide fast, focused legal help to preserve assets and access benefits quickly. Services include: 

  • Immediate spend-down planning to meet eligibility 
  • Medicaid application preparation and submission 
  • Appeals and representation for denied applications 
  • Legal coordination with healthcare providers and facilities 

Benefits of Medicaid Planning

Strategic Medicaid planning offers peace of mind and financial security when facing the high cost of long-term care. With the right legal guidance, you can: 

  • Qualify for Medicaid without losing your home or life savings 
  • Access the care you need in a nursing home, assisted living facility, or at home 
  • Avoid costly mistakes that delay benefits or trigger penalties 
  • Preserve your estate for your spouse, children, or other heirs 

We’d Like To Help You Protect Your Legacy

For more than a century, we have worked with individuals and families to translate their success into a meaningful and lasting legacy. Let us help you plan and probate your estate. Contact Us Today (215) 822-9750 for a FREE consultation.

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Why Choose Mittman Law?

With over four decades of experience, Mittman Law is a trusted partner for families navigating the complex Medicaid system in Southeastern Pennsylvania. Here’s why clients choose us: 

Start Planning Now—Protect Your Future

Whether you’re planning years in advance or need help right away, Medicaid planning is too important to leave to chance. Let our experienced team help you qualify for care and protect what matters most. Call 215-822-9750 or contact us online to schedule a consultation with a trusted Medicaid planning attorney.